Terms of Service

Last updated: June 5, 2026

These Terms of Service govern your use of the retirement income assessment and related communications provided by Eterna Insurance Solutions LLC, Eterna Insurance Solutions LLC ("we," "us," "our"). By using our assessment or providing your contact information, you agree to these Terms.

Educational Purpose Only

Our assessment and communications are educational tools. They do not constitute financial, tax, insurance, or legal advice, and they are not a recommendation to buy any product. Any results are based solely on the information you provide. You should consult a licensed professional before making financial decisions.

No Guarantees

Any figures or projections are illustrative only. Guarantees referenced in connection with insurance products are subject to the claims-paying ability of the issuing insurer. Eterna Insurance Solutions LLC is not affiliated with or endorsed by any government agency.

SMS / Text Messaging Use Cases

If you opt in, the text messages you receive from Eterna Insurance Solutions LLC relate solely to your retirement planning inquiry and include: appointment confirmations, appointment reminders, scheduling messages, and follow-up communications to help you arrange a consultation with a licensed retirement strategist. We do not send unrelated third-party marketing.

Communications Consent

By providing your phone number, you consent to receive calls (which may use an artificial or pre-recorded voice) and text messages from us about your retirement planning inquiry. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to opt out, HELP for help. See our Privacy Policy for details on how we handle your information.

Carrier Liability

Mobile carriers (including but not limited to AT&T, T-Mobile, Verizon, Sprint, U.S. Cellular, and other participating carriers) are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your mobile carrier and is not guaranteed.

Age Restriction

You must be at least 18 years of age to use this service, provide your contact information, or consent to receive calls and text messages. By using our assessment, you represent that you are 18 or older.

Your Responsibilities

Limitation of Liability

To the fullest extent permitted by law, we are not liable for any indirect or consequential damages arising from your use of the assessment or reliance on its results.

Changes to These Terms

We may update these Terms from time to time. Continued use after changes are posted constitutes acceptance.

Contact Us

Eterna Insurance Solutions LLC (a brand operated by Eterna Insurance Solutions LLC)
43 Discovery, Suite 260, Irvine, CA 92618
(714) 727-8098 · kyle@goeterna.com